13 Best Sites Like Fingerhut – Alternatives to Fingerhut (2022)

Fingerhut is an awesome website, there is doubt about that. You can purchase any product of your choice and make payment in installments. Fingerhut is designed in such as way that you can pay as low as $10 per month till you complete repaying your credit. But note that failure to pay at the stipulated time can cause you to incur extra charges for violating.

Anyway, don’t let that bother you. The monthly installments will not be heavy for your budget. It’s made conducive for everyone. You’ll find over 700,000 products in different categories, such as health, fitness, sports, skincare, footwear, toys, electronics, pet supplies and many more! And, even if you have a bad credit history, you can buy whatever you like from Fingerhut.

But then, variety is the spice of life. And everyone wants to try out new things and learn which alternative offers a more suitable interest rate and product list. In this post, you will discover incredible options like Fingerhut. Plus features that make each one of them unique. Read on!

13 Best Sites Like Fingerhut

Table of Contents

1. Monroeandmain

This Fingerhut alternative is the go-to site for every fashion lover that resides in the USA. But note that its services are open to those in the United States of America. There are many things you will like about this site. First, they offer diverse lifestyle products that meet the varied fashion needs of men and women.

One thing that lures people to this website is their credit application program. The process is less stressful, and approval is almost instantaneous. You are only required to answer a couple of questions which doesn’t take much time to complete. Plus you can also purchase stuff with as little as $20 repayment plan on a monthly basis. So if you are looking for a buy now pay later service to get products like shoes, suits, coats, jewelry, and dresses, try Monroe and Main.

2. Home Shopping Network – HSN

HSN is another best Fingerhut alternative that makes the buy now, pay later scheme attractive. On this incredible website, you will find a wide variety of products such as electronics, pet supplies, clothing, and even home décor.

The registration process is also effortless. Just put in for credit and enjoy instant approval. Plus with the HSN credit, you will have the freedom to purchase anything you want and pay on a monthly installment basis. And, acquiring the HSN card allows you to save up to $20. The website also offers a 30-day return policy which is an assurance that you have nothing to fear by purchasing items from them.

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3. SkyMall

If you are a music lover looking for the best of electronic gadgets, what you’ll find on SkyMall will astonish you. This Fingerhut alternative comes loaded with great items. You will discover diverse musical instruments that will take your love for music or musical career to the next level.

SkyMall also offers other products besides musical instruments. They range from home and garden, pets, electronics, health and beauty products, and even the latest clothing. Plus the website features an intuitive interface, which is so simple that everyone can understand. On the other hand, don’t be surprised to find products from other stores like Hearth, Plow and TigerDirect and others on the website. The aim is to ensure customer satisfaction.

4. Gettington

This website also allows the credit buying program. And they also made provision for international customers. But payment is strictly on US dollars. You also need to have a shipping address in the United States of America to do business on Gettington.

This Fingerhut alternative is unique and offers buyers a chance to purchase items on the low. It does not only provide the buy now and pay later scheme. Free shipping is also available for some products obtained from the platform. In short, almost all the products have this free offer. Plus the website’s interface is straightforward and attractive. And you will undoubtedly enjoy the low-interest rate they offer.

5. StoneBerry

Fingerhut and StoneBerry share many similarities. They both offer tons of electronic gadgets than many buy now, pay letter schemes out there. But one thing separates them both. StoneBerry features more electronic products than Fingerhut.

There is also no option to apply for credit on this platform. All you need to do is choose a product and make StoneBerry credit your preferred payment method. However, apart from electronic gadgets, StoneBerry also features tons of other items such as kitchen tools, clothing, fitness, toys, and even jewelry. Plus there are many different ways you can make payments on the site. No annual fee and you can pay as little as $5.99 per month in installments.

6. MDG

MDG stands as one of the most reputable companies that run a credit buying system. They have also been around for more than 20 years and thus boast of having an impressive customer base and relationship. Plus you will also find a vast collection of products on this platform that will blow your mind.

The main product offered by MDG is electronics. But they also have other items such as furniture, home décor, and other accessories. And even if you have a not so good credit score, you will still receive instant approval when you apply. So if you are looking for a place to buy the latest laptop or HD television and more, then visits MDG right away.

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7. Midnight Velvet

This Fingerhut alternative is one of the lowest regarding monthly installments offered by any buy now, pay later platform. Payments as low as $20 per month is allowed, and you have a vast variety of products from which you can make your choice. Accessories of different types such as gift items, home decors are available on this platform. You can also shop for the latest clothing and footwear.

In short, Midnight Velvet lets her customers know what’s trending so that they can keep up with other shoppers from around the world. Regarding repayment, please have in mind that failure to meet the stipulated deadline attracts a fine of $15 extra. But you won’t have any reason to default because the credit is payable.

8. The Shopping Channel – TSC

TSC is based in Ontario and offers a unique buying experience that makes online shopping more enjoyable. First, you will discover a wide range of products on the website. So, there is a high tendency that you are going to find whatever you are looking for here.

This online Shopping platform offers products ranging from jewelry, electronics, lifestyle, to health and fitness products. In the area of customer service, they are also rated one of the best in the buy now, pay later business. Plus you are sure to acquire the best quality products at a pocket-friendly rate on the TSC platform.

9. FlexShopper

FlexShopper is also as famous as Fingerhut. But behind the popularity, the credit program website also offers a lot of impressive features that any avid online credit shopper would love. First, you are permitted credit to the tune of $2500. You also have access to a sizeable amount of products on the platform.

FlexShopper offers the best quality products on the market. They range from gadgets, home décor, electronic appliances, pet supplies, clothing and even cooking appliances. Overall, it is an incredible buy now, pay later website for shopping. And if you a loyal and faithful customer, you can even receive credit higher than $2500 per month.

10. The Swiss Colony

The Swiss Colony is an online platform for people looking to purchase food items on a credit basis. It stands as one of America largest and most reputable ‘buy now, pay later websites for acquiring food items. You can order for cheese, cake, chocolate, cookies, deserts as well as meat. But note that the value of your order must be above $75. Payback is as little as $10 per month.

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Swiss Colony prides itself as one of the brightest and most sophisticated bakeries that permit online credit purchase. Credit scheme application is also as easy as other websites on this list. So, if you are planning to surprise a family member, spouse or close friends with chocolates or deserts, you can order for as much you want on Swiss Colony and have them delivered accordingly.

11. LendYou

As the name implies, LendYou focuses on finding lenders for people who are looking to borrow. It is entirely different from the likes of Fingerhut and other websites on the list. But one thing is for sure, the business model and concept of LendYou is fantastic.

Going by how the website is set up, you can make use of whatever funds you receive from the platform in a way that suits you. In other words, you can pay bills or purchase electronics, clothes, home décor or anything you want from other websites. Again, you can borrow to the tune of $1000. Approval for such an amount in some cases is usually swift, too.

12. Country Door

Country Door is a replica of Fingerhut but pays more attention to home decoration accessories. The website also offers diverse ideas to help people design or choose the right set of décor that will transform their living space.

Country Door receives heavy patronage from millions of genuine customers on a daily basis. The website’s reputation is also known globally, and customer service is one of a kind.

13. Ginny’s

Ginny’s is another unique Fingerhut alternative setup to take the buying on credit program to a whole new level. You will also find tons of different items on the platform, such as home appliances, home decors, furniture, cookware and dinnerware and so on.

Shopping at Ginny’s creates a great feeling. The website is well-organized, fun and easy to navigate. It is also a place you can buy quality products on a budget.


These are the 13 best Fingerhut alternatives you will find amazing stuff to buy. They are well-organized and make online purchase enjoyable. The fact that you can buy whatever you please and pay in installments makes the entire concept laudable. Most of these sites accept as little as $10 per month, too. So if you are looking for a place to purchase food items, home décor, electrical appliances or kitchen equipment on a credit basis, then consider any of the websites on this list.

About Mike Stanley

Mike Stanley is a dedicated and passionate writer with a keen interest in the world of celebrity finance. With a background in journalism and economics, Mike has found his niche in researching and documenting the net worth of some of the most influential figures in the entertainment industry. His work is characterized by meticulous research and a commitment to providing accurate, up-to-date financial profiles.